Money is like that friend who everyone thinks they know — but the rumors never quite stop. Over time, we all pick up a few financial “truths” from family, society, or Instagram reels… but how many of them are actually legit? Let’s bust some of the most common finance myths once and for all —…
Author: paisapyaarportfolio@gmail.com
🚀 IPOs: The Hype, The Hope, and The Hidden Truth
“Kya IPO mein paisa double hota hai?”Short answer: Sometimes. Long answer: Let’s break it down. 🏁 First, What Even Is an IPO? IPO = Initial Public OfferingIt’s when a company sells its shares to the public for the first time and gets listed on the stock exchange. Think of it like:A startup turning into a…
Saving vs Investing: Don’t Confuse the Two💰
Because your FD isn’t going to fund your freedom. 🪙 Let’s Get Real for a Second We desis love saving. It’s practically in our DNA.Piggy banks, FDs, cash in almirahs, gold in lockers — we’ve been doing it forever. But here’s the catch: Saving protects. Investing multiplies.And you need both — but for different reasons….
India’s Middle-Class Boom: The Silent Force Driving the Stock Market🧠
“Middle class toh bas EMI bharta hai…” Not anymore. Today’s middle class is investing, consuming, upgrading — and quietly driving India’s market rally. 📈 The Rise of the “New Bharat Buyer” India’s middle class (earning ₹5L–₹30L annually) is not just growing in size—it’s growing in ambition.From smartphones to smart investing, they’re: 💡 So… Why Does…
🎨 Asian Paints: How a Paint Company Painted Portfolios Green
🏠 From Paint Cans to Portfolio Goals What started in 1942 as a small-time paint business during World War II is now India’s largest paint company and a stock market legend. While you were deciding between Royal Blue or Classic White for your walls, early investors were silently growing crorepatis. 📈 The Stock Story (Spoiler:…
“Small Leaks Sink Big Ships” – How Tiny Expenses Drain Your Wealth
💬Money Talks! – Vol.2 By Paisa Pyaar Portfolio 🧃 That ₹150 Cold Coffee? It Adds Up. We often focus on big purchases—phones, bikes, vacations—but it’s the small, everyday expenses that silently drain your wallet.A ₹150 cold coffee twice a week = ₹15,600/yearNow multiply that by your food deliveries, subscriptions, and impulsive “rewards”… 🐭 The Concept…
Crypto Tax Rules in India: What You Need to Know Before Investing🪙💸
(Because you don’t want to make profits and pay penalties) 👋 Hey, future crypto crorepatis! You’ve probably heard stories like this: “Bhai ne Bitcoin liya 3 lakh mein, becha 50 lakh mein… bas FIR bhi mil gaya free mein.” Yup, that’s what happens when paisa toh kama liya, par tax bhool gaye. Whether you’re HODLing,…
“Raamdeo Agrawal’s QGLP Code: India’s Billionaire Blueprint”
Who is he?He’s not just another suit on Dalal Street. Raamdeo Agrawal is the guy who turned ₹0 into crores by doing one thing right — investing with patience and clarity. Co-founder of Motilal Oswal Financial Services, he’s one of the OGs of value investing in India. Born in a small town, raised with simple…
💸 Finance Mistakes to Avoid in Your 20s
by Paisa Pyaar Portfolio “Because zindagi long hai, aur paisa chahiye har mod pe!” Introduction: “Adulting is hard. Managing money in your 20s? Even harder. But if you’re done living paycheck-to-paycheck and want to start your wealth glow-up, you’re in the right place. Let’s decode the top finance mistakes to avoid in your 20s —…
Understanding Taxes & Insurance Basics
1. 🧾 Income Tax in India – New & Old Regimes New Tax Regime (FY 2025‑26): Old Tax Regime (for those who prefer it): 🔍 Paisa Pyaar Portfolio Tip: 2. 📑 Why Understand Regimes? 3. 🛡️ Insurance – Your Financial Shield Two broad categories: A. Life Insurance B. General Insurance 4. 🧠 Why You Need Both…