If you’ve ever dipped your toes into the Indian stock market or even scrolled through financial news, chances are you’ve come across the term “Nifty 50.” But what exactly is it, and why is it so important to investors and the economy? Let’s break it down in simple, no-jargon language—because at Paisa Pyaar Portfolio, we…
Finance Basics
Busting 10 Common Money Myths: What We Think vs. What’s True💭
Money is like that friend who everyone thinks they know — but the rumors never quite stop. Over time, we all pick up a few financial “truths” from family, society, or Instagram reels… but how many of them are actually legit? Let’s bust some of the most common finance myths once and for all —…
🚀 IPOs: The Hype, The Hope, and The Hidden Truth
“Kya IPO mein paisa double hota hai?”Short answer: Sometimes. Long answer: Let’s break it down. 🏁 First, What Even Is an IPO? IPO = Initial Public OfferingIt’s when a company sells its shares to the public for the first time and gets listed on the stock exchange. Think of it like:A startup turning into a…
Saving vs Investing: Don’t Confuse the Two💰
Because your FD isn’t going to fund your freedom. 🪙 Let’s Get Real for a Second We desis love saving. It’s practically in our DNA.Piggy banks, FDs, cash in almirahs, gold in lockers — we’ve been doing it forever. But here’s the catch: Saving protects. Investing multiplies.And you need both — but for different reasons….
Crypto Tax Rules in India: What You Need to Know Before Investing🪙💸
(Because you don’t want to make profits and pay penalties) 👋 Hey, future crypto crorepatis! You’ve probably heard stories like this: “Bhai ne Bitcoin liya 3 lakh mein, becha 50 lakh mein… bas FIR bhi mil gaya free mein.” Yup, that’s what happens when paisa toh kama liya, par tax bhool gaye. Whether you’re HODLing,…
💸 Finance Mistakes to Avoid in Your 20s
by Paisa Pyaar Portfolio “Because zindagi long hai, aur paisa chahiye har mod pe!” Introduction: “Adulting is hard. Managing money in your 20s? Even harder. But if you’re done living paycheck-to-paycheck and want to start your wealth glow-up, you’re in the right place. Let’s decode the top finance mistakes to avoid in your 20s —…
Understanding Taxes & Insurance Basics
1. 🧾 Income Tax in India – New & Old Regimes New Tax Regime (FY 2025‑26): Old Tax Regime (for those who prefer it): 🔍 Paisa Pyaar Portfolio Tip: 2. 📑 Why Understand Regimes? 3. 🛡️ Insurance – Your Financial Shield Two broad categories: A. Life Insurance B. General Insurance 4. 🧠 Why You Need Both…
Tariffs & India: The Real Cost of Going Global🏷️
Ever added a pair of sneakers to cart from a foreign website and gasped at the custom duty? That extra charge? That’s called a tariff. But beyond shopping, tariffs actually play a huge role in how India does business with the rest of the world. So let’s break it down—why India puts price tags on…
🎢 How to Pick the Right Stock (Without Losing Your Mind)
📉 Stock market ka scene thoda confusing lagta hai? Ticker yeh… PE ratio woh…Twitter tips yahan… portfolio ka kya ho raha hai bhai? Chill!Nahi chahiye CFA degree ya Warren Buffet ka dosti badge.Bas thoda logic, thoda patience, aur thoda filmy funda! This guide is for:👉 Beginners who feel lost in the stock maze👉 People tired…
🪄 The Magic of Compounding: Where Time Turns Paisa into Power
Let’s start with a little thought experiment. Imagine you find a mysterious ₹1 coin that doubles in value every day. You keep it under your pillow on Day 1—just a humble ₹1. Now, fast forward 30 days. Guess how much you’ll have? ₹100? Maybe ₹1,000? Try over ₹5 crore.Yes, really. That’s the wild, wizardly magic…